Investment Strategies
INCOME- Lowest Risk
This is our lowest risk service and is designed for the conservative or income seeking investor where the
prime aim is at all times the preservation of capital with minimal risk. There will be low exposure to equity
markets and portfolios will generally only invest in Government and corporate bonds within ‘trustee status’,
conservatively managed bond funds and cash.
Portfolio Limits
Cash 0-50%*
Bonds 20-95%
Equities 0-35%
Alternatives 0%
Typical portfolio weighting **
Bonds 68&
Equities 28&
Cash 4%
Suggested minimum investment period – 3years
Historical performance **
3 year- 11.73%
5 years: 38.68%
10 years: 63.54%
Maximum / minimum performance in past four years
Gain: 14.57% pa
Loss: -7.78% pa
Historic returns: largest fall in calendar year from 2004 – 2023 ARC Cautious Index: -7.60% (benchmark index for Odin ‘Income Strategy’)
Maximum drawdown: 2004 – 2023 ARC Cautious Index: -9.4% (benchmark for Odin ‘Income Strategy’) ****
BALANCED-Low/ Medium Risk
The ‘balanced’ growth’ service offers investors portfolios that will have a significant exposure to fixed
interest securities and cash, with some exposure to direct equity investment. Funds may also be used to aid
diversification and may include limited exposure to commodity and natural resources issues. Exchange
traded funds may also be used where appropriate. We will seek at all times to maintain a relatively low level
of voatility in the portfolio combined with steady growth.
Portfolio Limits
Cash- 0-40%
Bonds 10-80%
Equities 20-70%
Alternatives0-5%
Typical portfolio weighting
Bonds 47%
Equities 50%
Cash 3%
Suggested minimum investment period- 3 years
Historical performance**
3 year: -0.11%
5 years: 32.90%
10 years: 60.47%
Maximum/minimum performance in past four years
Gain: 18.50% pa
Loss: -14.12%pa
Historic returns: largest fall in calendar year from 2004 – 2023 ARC Balanced Index: -9.14% (benchmark index for Odin ‘Balanced Strategy’)
Maximum drawdown: 2004 – 2023 ARC Balanced Index: -16.60% (benchmark for Odin ‘Balanced Strategy’)
CAPITAL GROWTH- Medium Risk
The ‘capital growth’ service provides investors with the potential to be largely invested in the equity
markets, together with funds which may be used for added diversification, which may include commodity
and natural resource issues. Exchange traded funds may also be used where appropriate. Fixed interest
securities and cash may be held at times of higher equity risk. The service aims to achieve a higher return
than our ‘balanced’ model, but should be considered higher risk, and a degree of volatility in the value of
the portfolio should be expected. Investors should look to commit to the service for a minimum of five years.
Portfolio Limits
Cash 0-30%
Bonds 0-65%
Equities 30-90%
Alternatives 0-10%
Typical portfolio weighting**
Bonds 20%
Equities 78%
Cash 2%
Suggested minimum investment period- 5 years
Historical performance **
3 years:-9.57%
5 year: 31.79%
10 years: 58.98%
Maximum/ minimum performance in past four years
Gain: 18.89% pa
Loss: -0 16.33% pa
Historic returns: largest fall in calendar year from 2004 – 2023 ARC Steady Growth Index: -10.23% (benchmark index for Odin ‘Capital Growth Strategy’)
Maximum drawdown: 2004 – 2023 ARC Steady Growth Index: -24.10% (benchmark for Odin ‘Capital Growth Strategy’)
TOTAL RETURN- Higher Risk
The ‘total return’ service is aimed at investors who are seeking superior long-term capital appreciation from
a portfolio usually largely invested in the equity markets, and are prepared to accept a high degree of
volatility in their investments. Holdings may include smaller and speculative companies. Portfolios may hold
funds in the commodity and natural resource sectors and exchange traded funds. Investors should consider
only using this service if they are able to take a minimum duration of seven years.
Portfolio limits
Cash 0-70%
Bonds 0-30%
Equities 10-100%
Alternatives 0-15%
Typical portfolio weighting**
Bonds 0%
Equities 100%
Cash 0%
Suggested minimum investment period- 7 years
Historical performance**
3 year: N.A
5 years: N.A
10 year: N.A
Maximum/ minimum performance in past four years
Gain: N.A
Loss: N.A
Historic returns: largest fall in calendar year from 2004 – 2023 ARC Equity Risk: -15.99% (benchmark index for Odin Total Return Strategy)
Maximum drawdown: 2004 – 2023 ARC Equity Risk Index: -30.30% (benchmark for Odin ‘Total Return Strategy’)
* un-invested cash is held on interest bearing accounts, subject to availability
** as at 31.12.23
*** all figures given above are averages of a selection of typical portfolios within each mandate and aim
to give historically accurate representative returns
**** ‘maximum drawdown’ is the largest fall in the relative benchmark index between two dates in the
period indicated.
